Financial Options

805-845-3240

Dr. Heath Montgomery knows that affordability can be a barrier to care, and is one of the most important aspects of dental care. We will gladly accept all PPO insurance plans. However, due to limitations placed by many of them, we are considered out-of-network for most of them, except the ones listed below. Remember, dental insurance is a contract between you and the insurance company you purchased through an agent or employer. Ultimately, the patient is responsible for what the insurance will not cover.

As a courtesy, we are happy to help all our patients navigate this area. Upon request, we will submit pre-authorizations, submit claims, contact the insurance company agents, and file appeal denials in order to help as best we can with all the information we have at the time. We encourage you to contact us if you do not see your insurance listed to learn more details about our financial options.

We are in-network providers for the following insurance plans:

  • Anthem® Blue Cross Complete (If you have an Anthem PPO plan you can always call and ask if we are in-network and we will check for you.)
  • Aetnaâ„¢

Our payment options include:
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  • Cash
  • Check
  • Credit
  • Debit
  • Google Pay
  • Apple Pay

In order to help bring you affordable and flexible payment options, we also work with the third-party lenders LendingClub and Proceed Finance. Call us today at 805-845-3240 if you have any questions and would like to schedule an appointment with our dentist in Santa Barbara, California.

 

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